SFGI Direct: Savings Account Review

Our review

Our account review is coming soon.

You can explore the account’s rates and complete terms below while we prepare our editorial review.

Rates, fees and account terms

Highest available APY, including promotions: 4.05%. Checked

One-year gross estimate: $405.00 . Uses ongoing rates and assumes deposit qualifications are met. Promotional balance limits are respected. Assumes qualification, daily effective compounding and unchanged rates; before fees and taxes. Actual bank crediting can differ.

Promotions and qualifying rates

Key conditions and complete account terms

Rates can change. Confirm the current terms with the bank before opening an account. The rates above are available for comparison only when marked checked.

Minimum opening deposit

$500.00

Minimum balance to earn interest

$1.00

Eligibility

to open and a $1 balance minimum to earn interest. You can link your Online Savings Account to your external account at account opening. What do I need to open an account? You will be asked for your U.S. Social Security number and a valid form of identification including: Driver's license, State ID, Military ID or Passport.

Key conditions

Confirm any additional requirements with the bank.

Standard rate tiers

Rate applies to entire balance

From $0.00: 4.05% APY

Fees and waivers

Monthly maintenance: $0.00 (monthly).

Bank disclosures

Official account page ↗ · Additional bank disclosure 1 ↗

Rates and terms checked October 25, 2026.