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Bank / accountAPYMonthly feeRate status
PibankPibank SavingsMonthly fee $0 · Checked4.40%$0Checked
Vault.Bank (Bank of Brodhead)Vault SavingsMonthly fee $4.95 · Checked4.35%$4.95Checked
ElevaultHigh-Yield SavingsMonthly fee $0 · Checked4.34%$0Checked
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Guides & tools

Your app says “FDIC insured.” What does that actually protect?

An app's claim that money is FDIC-insured can conceal a substantial difference between an insured bank deposit and a balance managed through a nonbank intermediary.

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