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See how savings accounts compare on rate, fees and balance requirements.
| Bank / account | APY | Monthly fee | Rate status |
|---|---|---|---|
| FourLeaf Federal Credit UnionSimple SavingsMonthly fee $10 · Stale | 4.50%Last approved rates and terms, captured Oct 26, 2026 17:28 EDT. Awaiting a verified update; confirm current terms with the bank. | $10 | Stale |
| PibankPibank SavingsMonthly fee $0 · Checked | 4.40% | $0 | Checked |
| Vault.Bank (Bank of Brodhead)Vault SavingsMonthly fee $4.95 · Checked | 4.35% | $4.95 | Checked |
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Why you might not earn that advertised savings APY
A practical guide to balance requirements, promotional rates and qualification rules, with steps to check the offer before opening an account and verify what you earn afterward.
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