High Yield
High Yield / Rate Watch
See which savings rates rose or fell, with before-and-after APYs and the dates we checked them.
Most recent verified observation: Nov. 13, 2026, 8:53 pm EST among matching accounts. A recent check does not necessarily mean the rate changed.
Compare longer-term history · Follow accounts and choose personal alerts
APYs at $10,000 USD, compared with the previous checked observation under the same account terms. Unchanged checks are skipped, so older changes stay visible. Dates show when we observed each rate, not necessarily when the bank changed it.
Rate increase
3.25% to 3.35% APY
Up 0.10 percentage points.
Last verified: Nov. 13, 2026, 7:00 pm EST. This account check is separate from the historical change above.
Rate increase
3.55% to 3.75% APY
Up 0.20 percentage points.
Last verified: Nov. 13, 2026, 7:00 pm EST. This account check is separate from the historical change above.
Rate increase
3.10% to 3.20% APY
Up 0.10 percentage points.
Last verified: Nov. 13, 2026, 7:00 pm EST. This account check is separate from the historical change above.
Use up to five accounts to explore recorded APYs. This history is separate from the recent-changes feed above.
The selected period stays fixed. Each account begins at its first available observation.
Selected period begins Nov 13, 2025. Changes count comparable recorded checks, not every change the bank may have made.
43 observations; 1 increases; 0 decreases; 2 gaps longer than 24 hours. Last observation Nov. 13, 2026, 7:00 pm EST.
45 observations; 0 increases; 0 decreases; 2 gaps longer than 24 hours. Last observation Nov. 13, 2026, 7:00 pm EST.
47 observations; 0 increases; 0 decreases; 1 gaps longer than 24 hours. Last observation Nov. 13, 2026, 7:00 pm EST.
31 observations; 0 increases; 0 decreases; 4 gaps longer than 24 hours. Last observation Nov. 13, 2026, 7:00 pm EST.
35 observations; 1 increases; 0 decreases; 2 gaps longer than 24 hours. Last observation Nov. 13, 2026, 7:00 pm EST.
Nov 13, 2025 – today · $10,000 balance
Zoomed APY scale · Dates in America/New_York. Dashed lines carry the last recorded APY forward between checks and through today; they are not continuous verification. Symbols mark observations. Blank space before an account’s first observation means no recorded history. Pending reviews or changed terms break lines; rates between checks are unconfirmed.
Last verified Repeated unchanged observations are condensed to each segment's endpoints.
| Observed | APY |
|---|---|
| Oct. 22, 2026, 4:03 pm EDT | 3.10% |
| Oct. 22, 2026, 8:00 pm EDT | 3.10% |
| Oct. 23, 2026, 8:00 pm EDT | 3.20% |
| Oct. 24, 2026, 2:00 am EDT | 3.20% |
| Nov. 13, 2026, 7:00 pm EST | 3.20% |
Last verified Repeated unchanged observations are condensed to each segment's endpoints.
| Observed | APY |
|---|---|
| Oct. 22, 2026, 8:00 pm EDT | 3.20% |
| Oct. 23, 2026, 8:00 pm EDT | 3.20% |
| Oct. 24, 2026, 2:00 am EDT | 3.20% |
| Nov. 13, 2026, 7:00 pm EST | 3.20% |
Last verified Repeated unchanged observations are condensed to each segment's endpoints.
| Observed | APY |
|---|---|
| Oct. 22, 2026, 4:03 pm EDT | 3.50% |
| Oct. 23, 2026, 8:00 pm EDT | 3.50% |
| Oct. 24, 2026, 2:00 am EDT | 3.50% |
| Nov. 4, 2026, 7:00 am EST | 3.50% |
| Nov. 5, 2026, 7:00 am EST | 3.50% |
| Nov. 13, 2026, 7:00 pm EST | 3.50% |
Last verified Repeated unchanged observations are condensed to each segment's endpoints.
| Observed | APY |
|---|---|
| Oct. 24, 2026, 2:00 am EDT | 3.20% |
| Oct. 31, 2026, 8:00 pm EDT | 3.20% |
| Nov. 1, 2026, 7:00 pm EST | 3.20% |
| Nov. 2, 2026, 7:00 am EST | 3.20% |
| Nov. 3, 2026, 7:00 pm EST | 3.20% |
| Nov. 5, 2026, 4:29 pm EST | 3.20% |
| Nov. 13, 2026, 7:00 pm EST | 3.20% |
Last verified Repeated unchanged observations are condensed to each segment's endpoints.
| Observed | APY |
|---|---|
| Oct. 24, 2026, 1:18 am EDT | 3.55% |
| Oct. 24, 2026, 2:00 am EDT | 3.55% |
| Oct. 26, 2026, 8:00 pm EDT | 3.55% |
| Oct. 31, 2026, 8:00 am EDT | 3.75% |
| Nov. 13, 2026, 7:00 pm EST | 3.75% |
Up to five matching accounts, prioritizing Ally, Capital One, Marcus, American Express and Synchrony: an editorial selection of widely recognized accounts. Use the bank or account filters to narrow the chart.
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