High Yield
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Compare savings accounts
Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.
123 accountsSorted by APY, high to low
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Accordia BankHigh-Yield Savings
Availability Unconfirmed |
5.10% Limited-time offer | Monthly fee$0 | Opening minimum$100 | |
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Limited-time offer Up to 5.10% APY
Utah residential-address customers only: +1.00% Rebrand Boost on the portion up to and including $500,000, through January 31, 2027; open by that date. The benefit ends on that fixed date, not four …
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Andrews Federal Credit UnionMission Savings
Availability Unconfirmed Earn from $0.01 Maximum $250,000 |
5.00% | Monthly feeUnconfirmed | Opening minimum$0 | |
Axos BankAxos ONE Savings
Availability Unconfirmed |
5.00% Limited-time offer | Monthly fee$0 | Opening minimumUnconfirmed | |
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Limited-time offer Up to 5.00% APY
A limited-time promotional increase is available to new customers who open a new Axos ONE ® bundle, satisfy both requirements in either Option 1 or Option 2 during the applicable Qualification Period, …
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Blue Federal Credit UnionAccelerated Savings
Availability Unconfirmed |
5.00% | Monthly feeUnconfirmed | Opening minimum$0 | |
DCU (a division of First Technology Federal Credit Union)Primary Savings
Availability Unconfirmed Tiered APYs apply. |
5.00% Rate tier: $0 to under $1,000 (this portion only) | Monthly fee$0 | Opening minimum$5 | |
Service Credit UnionPrimary Savings
Availability Unconfirmed |
5.00% | Monthly feeUnconfirmed | Opening minimum$5 | |
FourLeaf Federal Credit UnionSimple Savings
Nationwide availability |
4.50% | Monthly fee$10 | Opening minimum$5 | |
Marcus by Goldman SachsOnline Savings Account
Nationwide availability Maximum $1,000,000 |
4.50% Limited-time offer | Monthly fee$0 | Opening minimum$0 | |
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Limited-time offer Up to 4.50% APY
Adds 1 percentage points to the then-current standard savings APY for 3 months per successful referral. As an existing Marcus customer, you can receive a promotional Referral Rate Boost (defined below) on …
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PibankPibank Savings
Availability not confirmed |
4.40% | Monthly fee$0 | Opening minimum$0 | |
SoFiSavings (Checking and Savings)
Nationwide availability Deposit requirements apply. |
4.40% Limited-time offer Qualification required: Eligible Direct Deposit or at least $5,000 in qualifying deposits every 31 days. | Monthly fee$0 | Opening minimum$0 | |
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Limited-time offer Up to 4.40% APY
First SoFi Checking and Savings account only. Receive eligible direct deposit or $5,000 qualifying deposits within 60 days of opening, then maintain either every 31 days. Adds 1.10 percentage points to the …
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Vibrant Credit UnionDigital Advantage Savings
Nationwide availability |
4.40% | Monthly fee$0 | Opening minimumUnconfirmed | |
CitibankCiti Savings — Citigold Private Client (Premium Boost)
Availability Unconfirmed |
4.35% | Monthly fee$4.50 | Opening minimum$0 | |
OpenbankHigh Yield Savings
Nationwide availability Earn from $0.01 |
4.35% Limited-time offer | Monthly fee$0 | Opening minimum$500 | |
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Limited-time offer Up to 4.35% APY
The introductory promotional APY Boost includes a 0.35% APY boost (“APY Boost”) added to the account's current variable APY (“standard variable APY”) of 4.00%. The APY Boost will apply for six months …
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Vault.Bank (Bank of Brodhead)Vault Savings
Availability not confirmed |
4.35% | Monthly fee$4.95 | Opening minimum$100 | |
ElevaultHigh-Yield Savings
Availability not confirmed |
4.34% | Monthly fee$0 | Opening minimum$0 | |
Bask BankInterest Savings Account
Nationwide availability |
4.30% Limited-time offer | Monthly fee$0 | Opening minimum$0 | |
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Limited-time offer Up to 4.30% APY
Reward Period : Up to six consecutive statement periods following account opening. This offer is available to new Bask Bank customers who open both a Bask Interest Savings Account and a Bask …
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Peak BankEnvision High-Yield Savings
Availability not confirmed Earn from $0.01 Tiered APYs apply. |
4.27% Rate tier: $0.01 to under $500,000 | Monthly fee$0 | Opening minimum$100 | |
BarclaysSelect Savings (AARP members)
Nationwide availability Maximum $1,000,000 |
4.25% | Monthly fee$0 | Opening minimum$0 | |
E*TRADE from Morgan StanleyPremium Savings Account
Availability not confirmed |
4.25% Limited-time offer | Monthly fee$0 | Opening minimum$0 | |
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Limited-time offer Up to 4.25% APY
Fixed 4.25% introductory APY for 6 months; then the variable Standard APY applies. Enrollment Period : September 22, 2026 12:00 AM ET - November 30, 2026 8:45 PM ET. No deposit minimum …
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InTouch Credit UnionHigh-Yield Savings
Availability not confirmed |
4.25% | Monthly fee$0 | Opening minimum$50 | |
APY may include promotions. Monthly fees are shown before waivers.
* This figure is an estimate due to missing data from the bank. It uses available APYs, duration and balance limits, assuming qualification and calendar-month timing. Any stated cap is assumed to apply to the portion within it; unreported limits or actual statement cycles may change the result. See the account page for available offer details.
Estimate assumptions
Assumes immediate qualification and continued eligibility. Estimates apply one eligible promotion for its stated duration, then use ongoing rates. Compounds effective APYs daily and respects balance tiers and promotion caps. Rates and eligibility may change; actual bank crediting can differ. Net earnings subtract listed monthly fees twelve times, annual fees once and opening fees once. Fee waivers are not assumed; usage-dependent or unconfirmed fees prevent a net estimate. Taxes and lost compounding on fee payments are excluded.
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