High Yield / Compare accounts

Compare savings accounts

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

Compare each account’s highest available APY, including limited-time promotions, alongside fees and account conditions. Turn off “High-yield only” to explore all listed accounts, including those without a current rate. How we compare accounts →

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High-yield only: highest available APY above 2.50%, including promotions. Uncheck to include lower rates and accounts awaiting a current rate.

Comparison balance: $10,000 USD. First-year gross estimates use your balance, assume immediate qualification and continued eligibility, apply one eligible promotion for its stated duration, then use ongoing rates. They compound effective APYs daily, respect balance tiers and promotion caps, and exclude fees and taxes. Rates and eligibility may change; actual bank crediting can differ.

47 accountsSorted by APY, high to low. Select a column heading to change the order.

Curated savings accounts · current APY shown only when checked
Select					Key conditions
Select SoFi: Savings (Checking and Savings)	SoFiSavings (Checking and Savings)	4.40%	$0.00	$0.00	Nationwide availability Deposit requirements apply. Full key conditions	$384.70
Limited-time offer Up to 4.40% APY. First SoFi Checking and Savings account only. Receive eligible direct deposit or $5,000 qualifying deposits within … Without promotion: 0.80%–3.30% (qualification applies). Full offer details and eligibility →
Select Openbank: High Yield Savings	OpenbankHigh Yield Savings	4.35%	$0.00	$500.00	Availability not confirmed Earn from $0.01 Full key conditions	$417.44^*
Limited-time offer Up to 4.35% APY. The introductory promotional APY Boost includes a 0.35% APY boost (“APY Boost”) added to the account's … Without promotion: 4.00%. Full offer details and eligibility →
Select Bask Bank: Interest Savings Account	Bask BankInterest Savings Account	4.30%	$0.00	$0.00	Availability not confirmed Full key conditions	$409.93^*
Limited-time offer Up to 4.30% APY. New customers must open both Interest Savings and Interest Checking October 1-December 31, 2026. No current … Without promotion: 3.90%. Full offer details and eligibility →
Select Peak Bank: Envision High-Yield Savings	Peak BankEnvision High-Yield Savings	4.27%	$0.00	$100.00	Availability not confirmed Earn from $0.01 Tiered APYs apply. Full key conditions	$427.00
Select CIT Bank: Platinum Savings	CIT BankPlatinum Savings	4.25%	$0.00	$100.00	Availability not confirmed Earn from $0.01 Full key conditions	$399.90
Limited-time offer Up to 4.25% APY. New or existing primary customers must open or enroll through the bank's enrollment page using BOOST50. … Without promotion: 0.25%–3.75%. Full offer details and eligibility →
Select E*TRADE from Morgan Stanley: Premium Savings Account	E*TRADE from Morgan StanleyPremium Savings Account	4.25%	$0.00	$0.00	Availability not confirmed Full key conditions	$399.90^*
Limited-time offer Up to 4.25% APY. Open a new Premium Savings Account during enrollment September 22, 2026-January 10, 2027 at 8:45 p.m. … Without promotion: 3.75%. Full offer details and eligibility →
Select EverBank: Performance Savings	EverBankPerformance Savings	4.20%	$0.00	$0.00	Availability not confirmed Full key conditions	$420.00
Select First National Bank of America: High Yield Savings	First National Bank of AmericaHigh Yield Savings	4.20%	$10.00	$1,000.00	Availability not confirmed Full key conditions	$359.66^*
Limited-time offer Up to 4.20% APY. High Yield Savings Promotion is a tiered, variable rate account with a minimum opening deposit of … Without promotion: 3.00%–3.51%. Full offer details and eligibility →
Select Happen Bank: LevelUp Savings	Happen BankLevelUp Savings	4.20%	$0.00	$0.00	Availability not confirmed Deposit requirements apply. Full key conditions	$420.00
Select Western State Bank: Online Savings	Western State BankOnline Savings	4.20%	$0.00	$1,000.00	Availability not confirmed Maximum $10,000,000.00 Full key conditions	$420.00
Select Credit One Bank: High Yield Jumbo Savings	Credit One BankHigh Yield Jumbo Savings	4.15% Balance outside terms	$0.00	$100,000.00	Availability not confirmed Maximum $1,500,000.00 Full key conditions	— No estimate: your balance is outside the account's opening or earning limits.
Select ZYNLO Bank: Tomorrow Savings	ZYNLO BankTomorrow Savings	4.10%	$0.00	$0.00	Availability not confirmed Earn from $0.01 Full key conditions	$410.00
Select Bread Savings: High Yield Savings	Bread SavingsHigh Yield Savings	4.05%	$0.00	$100.00	Availability not confirmed Earn from $100.00 Full key conditions	$405.00
Select CFG Bank: High Yield Money Market	CFG BankHigh Yield Money Market	4.05%	$10.00	$1,000.00	Availability not confirmed Earn from $1,000.00 Full key conditions	$405.00
Select Axos Bank: Summit Savings	Axos BankSummit Savings	4.01%	$0.00	$0.00	Availability not confirmed Full key conditions	$387.96^*
Limited-time offer Up to 4.01% APY. New Axos customers only; prior Axos or UFB deposit, loan or investment customers are ineligible. Open … Without promotion: 3.75%. Full offer details and eligibility →
Select Climate First Bank: Super Duper Personal Savings	Climate First BankSuper Duper Personal Savings	4.01%	$5.00	$50.00	Availability not confirmed Full key conditions	$401.00
Select UFB Direct: Portfolio Savings	UFB DirectPortfolio Savings	4.01%	$0.00	$0.00	Availability not confirmed Full key conditions	$363.33^*
Limited-time offer Up to 4.01% APY. New UFB customers: open Portfolio Savings with code UFB75 by October 31, 2026. Advertised boosted APY … Without promotion: 3.26%. Full offer details and eligibility →
Select Vio Bank: High Yield Online Savings	Vio BankHigh Yield Online Savings	4.01%	$5.00	$100.00	Availability not confirmed Full key conditions	$401.00
Select Ivy Bank: High-Yield Savings Account	Ivy BankHigh-Yield Savings Account	4.00%	$0.00	$2,500.00	Location restrictions Earn from $10.00 Maximum $1,000,000.00 Tiered APYs apply. Full key conditions	$400.00
Select Live Oak Bank: Personal High-Yield Savings	Live Oak BankPersonal High-Yield Savings	4.00%	$0.00	$0.00	Availability not confirmed Earn from $0.01 Full key conditions	$400.00

* This figure is an estimate due to missing data from the bank. It uses available APYs, duration and balance limits, assuming qualification and calendar-month timing. Any stated cap is assumed to apply to the portion within it; unreported limits or actual statement cycles may change the result. See the account page for available offer details.