Unconfirmed Assumes qualification, daily effective compounding and unchanged rates; before fees and taxes. Actual bank crediting can differ.
Promotions and qualifying rates
No current checked promotion or additional rate qualification appears in this account record. Confirm available offers and all requirements directly with the bank.
Key conditions and complete account terms
Rates can change. Confirm the current terms with the bank before opening an account. Last verified dates show when the approved rates were captured. Estimates require verification within the last 24 hours.
Unconfirmed: Tiers, Eligibility, Maximum balance, Other service fees. The bank information reviewed did not establish these terms.
Minimum opening deposit
$1
Minimum balance to earn interest
$0.01
Eligibility
Primis states that its deposit accounts are not offered in Puerto Rico or other U.S. territories. Remaining age, citizenship and residency opening requirements are Unconfirmed. Other unestablished opening restrictions: Unconfirmed.
Key conditions
Interest is calculated daily. Your daily balance determines the rate paid on the entire balance. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Rates may change. Interest will be compounded every month. Interest will be credited to your account every month. If you close your account before interest is credited, you will receive the accrued interest. If your account remains at a zero ($0) balance for 35 (thirty -five) consecutive days, Primis may close your account. See the Pricing Guide for other bank fees that may apply to your account. No charge for electronic statements. Transaction limitations: Not applicable. Fee-free access at MoneyPass® ATMs available beginning November 4, 2026. Prior to November 4, 2026, standard ATM fees and terms will apply. The published 3.00% APY is the highest band, not the rate on every balance. The disclosure lists APYs of 0.10% through $15,000, 0.50% from $15,000.01 through $50,000, 1.00% from $50,000.01 through $100,000, 1.50% from $100,000.01 through $150,000, 2.25% from $150,000.01 through $250,000, and 3.00% for balances described as greater than $250,000.01. The treatment of exactly $250,000.01 is Unconfirmed; no complete calculation schedule is established.
Monthly maintenance: $10 (monthly). Waiver: A minimum daily balance of $5,000.00 is required each day of the statement cycle to avoid the monthly maintenance fee.
Paper statement: $3 (per_event). Waiver: Waived for age 62 or older and under age 18. The product page also includes age 18, while the disclosure says under 18; waiver at exactly age 18 is Unconfirmed. Electronic statements are free.
Recorded dollar amounts. Confirm current requirements with the bank.
Opening minimum
$1
Minimum to earn interest
$0.01
Standard balance tiers
Unconfirmed.
Fees
Monthly maintenance: $10 (monthly). Waiver: A minimum daily balance of $5,000.00 is required each day of the statement cycle to avoid the monthly maintenance fee.
Paper statement: $3 (per_event). Waiver: Waived for age 62 or older and under age 18. The product page also includes age 18, while the disclosure says under 18; waiver at exactly age 18 is Unconfirmed. Electronic statements are free.
The Primis catalog link now leads to Premium Savings. Its page describes a $10 monthly fee waived at a $5,000 minimum daily balance, a $1 opening deposit and separate paper-statement pricing. Confirm the exact product before relying on an older fee-free description; a withdrawal can affect a daily-balance waiver.
By High Yield
Published
The linked product is now Premium Savings
The Primis catalog link now leads to Premium Savings. Its page describes a $10 monthly fee waived at a $5,000 minimum daily balance, a $1 opening deposit and separate paper-statement pricing. Confirm the exact product before relying on an older fee-free description; a withdrawal can affect a daily-balance waiver.
Baseline assessment and current terms
Evaluate this account at the balance you intend to keep and the withdrawal frequency you need. The current rates-and-terms reference distinguishes checked information from unresolved conditions. A larger advertised APY is not sufficient if qualification, fees or access make the account a poor fit.
This source-based baseline has not included a hands-on account test or established a representative customer-service rating. Publication of the review does not approve missing financial data. Rates are variable; follow the dated reference and official disclosures before opening.
Recorded rates describe what our sources showed, rather than a prediction. Reviewed reader experiences will be added when supported public evidence is available.
Observed rates
Last 90 days · Aug 16, 2026–Nov 14, 2026 · at $10,000.
No usable checked rate history at this balance in the last 90 days.
These are historical observations. The current review status, official sources and latest terms appear in the account reference. Promotions and qualifying APYs are excluded from this ongoing-rate history.
Primis Bank is the legal institution behind this account (FDIC certificate 57968). Different brands or branches at the same institution do not create separate insurance limits. Coverage depends on ownership category and the insurer’s rules.
High Yield
Comments
View full discussion →