Uses ongoing rates and assumes deposit qualifications are met. Promotional balance limits are respected. Assumes qualification, daily effective compounding and unchanged rates; before fees and taxes. Actual bank crediting can differ.
Promotions and qualifying rates
No current checked promotion or additional rate qualification appears in this account record. Confirm available offers and all requirements directly with the bank.
Key conditions and complete account terms
Rates can change. Confirm the current terms with the bank before opening an account. Last verified dates show when the approved rates were captured. Estimates require verification within the last 24 hours.
Unconfirmed: Offers. The bank information reviewed did not establish these terms.
Minimum opening deposit
$10
Minimum balance to earn interest
$10
Eligibility
New Zeugma Plus checking and savings relationship: no owner may have held a Leader Bank deposit account within the preceding 12 months. At least $1,000 aggregate new external money is required, with at least $10 in each account. Limit one checking/savings bundle per household. Additional geographic/applicant restrictions are Unconfirmed.
Key conditions
Promotional APYs listed apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. To earn the promotional 5.00% APY, you must fulfill the following 3 requirements for your Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding internal transfers or those identified as “Exempt Transactions”) ("Qualifying Criteria"). Exempt Transactions are those made at, with, or through the following vendors regardless of payment type: Google Wallet, PayPal, Venmo, Square Cash, MoneyGram, Robinhood Brokerage, Morsemoney, Varo, and any other cash transfer, wire transfer or payment made through any money movement app, website, vendor or institution. Accounts meeting the Qualifying Criteria will earn 5.00% APY on savings balances up to $250,000 the following month. Balances above $250,000 earn 2.50% APY, resulting in a blended APY between 2.50% and 5.00%. If the Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Leader Bank Zeugma Plus Savings is tracked as its own product. The source response did not provide enough readable detail for new claims about fees, qualification or access. Use the dated account reference and the official disclosures. The word Plus does not by itself establish a better rate or simpler conditions.
By High Yield
Published
Readable product terms remain important
Leader Bank Zeugma Plus Savings is tracked as its own product. The source response did not provide enough readable detail for new claims about fees, qualification or access. Use the dated account reference and the official disclosures. The word Plus does not by itself establish a better rate or simpler conditions.
Baseline assessment and current terms
Evaluate this account at the balance you intend to keep and the withdrawal frequency you need. The current rates-and-terms reference distinguishes checked information from unresolved conditions. A larger advertised APY is not sufficient if qualification, fees or access make the account a poor fit.
This source-based baseline has not included a hands-on account test or established a representative customer-service rating. Publication of the review does not approve missing financial data. Rates are variable; follow the dated reference and official disclosures before opening.
Recorded rates describe what our sources showed, rather than a prediction. Reviewed reader experiences will be added when supported public evidence is available.
Observed rates
Last 90 days · Aug 16, 2026–Nov 14, 2026 · at $10,000.
Checked historical snapshots
27
First and last observations in this sample
Nov. 1, 2026, 12:33 am EDT–Nov. 14, 2026, 7:01 am EST
Observed ongoing APY range at this balance
2.50%–2.50%
Supported increases / decreases
0 / 0
How to read this history
Changes count only between adjacent checked observations no more than 24 hours apart with comparable terms. Gaps, corrections and changed requirements interrupt comparisons. A zero count does not mean the rate stayed unchanged. The range describes recorded snapshots, whose terms may differ.
These are historical observations. The current review status, official sources and latest terms appear in the account reference. Promotions and qualifying APYs are excluded from this ongoing-rate history.
Leader Bank, National Association is the legal institution behind this account (FDIC certificate 57134). Different brands or branches at the same institution do not create separate insurance limits. Coverage depends on ownership category and the insurer’s rules.
No other active accounts at this institution are currently listed in our curated catalog. This is not a complete inventory of its brands.
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