CFBank, N.A.: Platinum Money Market Review

Rates, fees and account terms

Highest available APY, including promotions: 3.75% Checked

One-year gross estimate: — .

Estimate assumptions

Unconfirmed balance or rate-tier terms: a balance-specific interest estimate is unavailable. Assumes qualification, daily effective compounding and unchanged rates; before fees and taxes. Actual bank crediting can differ.

Promotions and qualifying rates

Limited-time offer Up to 3.75% APY · Limited-time APY · up to 12 months. Enrollment deadline unconfirmed.

The advertised top rate requires $25,000.00. New personal customers and new money qualify at $25,000 or more. Promotional 3.75% APY is guaranteed for 12 months from opening, then the then-current standard Money Market rate applies (Unconfirmed). Lower bands: 0.20% at $5,000–$24,999.99; 0.05% below $5,000. $10 monthly fee below $5,000.

Rates without the promotion: .

Unconfirmed balance or rate-tier terms: a balance-specific interest estimate is unavailable. Account and offer details · Official promotion terms ↗

Key conditions and complete account terms

Rates can change. Confirm the current terms with the bank before opening an account. The rates above are available for comparison only when marked checked.

Unconfirmed: Eligibility, Maximum balance, Minimum opening balance, Nationwide, Other service fees, Tiers. The bank information reviewed did not establish these terms.

Minimum opening deposit

Unconfirmed

Minimum balance to earn interest

$0.00

Eligibility

New personal customers with new money; $25,000 qualifying balance for Platinum Money Market promotional APY. Other opening/residency requirements: Unconfirmed.

Key conditions

Below the $25,000 promotional qualifying balance, the bank states 0.20% APY for $5,000–$24,999.99 and 0.05% below $5,000. The ongoing APY at $25,000+ after the guarantee is Unconfirmed. Transaction limitations apply.

Standard rate tiers

Complete tier structure: Unconfirmed.

Balance-specific APY tiers: Unconfirmed.

Fees and waivers

Monthly maintenance: $10.00 (monthly). Waiver: Waived with $5,000 minimum balance.

Bank disclosures

Official account page ↗ · Additional bank disclosure 1 ↗

Rates and terms checked October 26, 2026.

Our review

Our account review is coming soon.

You can explore the account’s rates and complete terms in the account reference while we prepare our editorial review.

Account behavior report

Recorded rates describe what our sources showed, rather than a prediction. Reviewed reader experiences will be added when supported public evidence is available.

Observed rates

Last 90 days · Jul 28, 2026–Oct 26, 2026 · at $10,000.00.

No usable checked rate history at this balance in the last 90 days.

These are historical observations. The current review status, official sources and latest terms appear in the account reference. Promotions and qualifying APYs are excluded from this ongoing-rate history.

Reader experiences

Reviewed reader experiences are not available here yet. You can share your own experience in the community; inclusion in an account report requires separate editorial review.