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Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.
Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance or NCUA share insurance guidance.
FDIC certificate 9846 · Official bank
Regulator evidence checked Nov. 14, 2026, 7:00 am EST. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 78e2e4601106e242eb50a668324ceec649fd7bed70897423d9892b71fa702fd6
Truist Bank is the legal institution behind this account (FDIC certificate 9846). Different brands or branches at the same institution do not create separate insurance limits. Coverage depends on ownership category and the insurer’s rules.
Check the official institution record · Use the official FDIC coverage estimator
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