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Live Oak Banking Company

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance.

Live Oak Banking Company

FDIC certificate 58665 · Official bank

Regulator evidence checked 2026-10-25 00:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 d9b9e98c0bdbe4e8822bcae3df4867e91aaba15608f2fc60e1d4f6e96031afb6

Live Oak Bank: Personal High-Yield Savings — checked, 4.00000% APY at $10000