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Live Oak Banking Company

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

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Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance or NCUA share insurance guidance.

Live Oak Banking Company

FDIC certificate 58665 · Official bank

Regulator evidence checked Nov. 13, 2026, 7:00 pm EST. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 f288dbe9fd2880fcc9152269bd477fe241c8bbef017bf142ddcfda59fe72c312

One institution, potentially several brands

Live Oak Banking Company is the legal institution behind this account (FDIC certificate 58665). Different brands or branches at the same institution do not create separate insurance limits. Coverage depends on ownership category and the insurer’s rules.

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