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SoFi Bank, National Association

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

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Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance or NCUA share insurance guidance.

SoFi Bank, National Association

FDIC certificate 26881 · Official bank

Regulator evidence checked Nov. 14, 2026, 7:00 am EST. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 bd599888e4a5a5e03153dfc2aa6e3213940293dcf8759774294bd15367242ef4

One institution, potentially several brands

SoFi Bank, National Association is the legal institution behind this account (FDIC certificate 26881). Different brands or branches at the same institution do not create separate insurance limits. Coverage depends on ownership category and the insurer’s rules.

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