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First-Citizens Bank & Trust Company

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance.

First-Citizens Bank & Trust Company

FDIC certificate 11063 · Official bank

Regulator evidence checked 2026-10-24 18:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 317526f17155caa5d1153306ef33c7535db9629c40307d36682060fcf6d06606

CIT Bank: Platinum Savings — checked, 3.75000% APY at $10000