This Degree Will Cost Me How Much?!

May 30, 2011

For decades, conventional wisdom told us that you needed to go to college if you wanted to have a professional career and make a high salary. If you wanted to be the boss, college was a must. Any money spent on a college degree would be recouped by the earning power gained from that degree. […]

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Tips to Avoid Bankruptcy

May 24, 2011

Almost every day, it seems that there is some bad news about the rising cost of living. This is meaning increasing numbers of people are applying for bankruptcy. The prices of everyday essentials are going up at a time when most people’s incomes aren’t keeping up with the rising inflation. Fuel bills, food and the […]

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Best Time for DIY Debt Settlement is Early

May 18, 2011

When you begin to realize your debts are mounting and you are about to lose control of your finances, it is in your best interest to begin the process of debt settlement on your own right away. Debt settlement sounds like a complicated process average consumers cannot handle on their own. Actually, it is this […]

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Mobile Payment Wars: Credit Card Companies Arming for Battle

May 3, 2011

Payments are going mobile, and credit card companies do not want to be left behind. The big players are arming themselves to make sure that wherever the mobile payment field is headed, they get a little piece of the action. Visa Invests in Square Square is a mobile payment system that launched last May and […]

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Are You Really Ready to Retire?

May 2, 2011

So you’re approaching the tail end of your career and hopefully you’ve done your self the favor of investing in a 401k or other type of IRA, perhaps coupled with a portfolio of mutual funds, stocks and other investments, you may even be one of those lucky few who have a pension. I am sure […]

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Recent California Supreme Court Ruling Drives Lawsuits

April 22, 2011

After a ruling in February in the California Supreme Court, it is now illegal for a retailer in the state to request the zip code of customers paying with a credit card. Apparently this information was being used for marketing purposes although consumers were led to believe otherwise. The result: more than 150 class-action lawsuits […]

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ABA Reports an Improvement in Most Loan Delinquencies

April 15, 2011

Consumers are doing a better job of paying their credit card bills on time. According to a recent report by the American Bankers Association, bank-issued credit card delinquencies dropped to their lowest rate of 3.28% in the last quarter of 2010, compared with the 3.64% it had been in the previous three months. A delinquency […]

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5 Steps To Debt Freedom

April 8, 2011

Experiencing personal debt can feel like falling into quicksand: no matter how hard you try to climb out, you just keep sinking further down.  In a society where more is better, it can be difficult to watch your peers enjoying the finer things in life while the collections agencies are knocking at your door. If […]

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Banks to Reduce Credit Card Interest Rates

April 2, 2011

The credit card industry has been doing back flips to reach the good graces of the credit consumer. And they have made a step in the right direction. Since the passage of the Credit CARD Act in 2009, banks have been losing money, and began to charge consumers for services that used to be free. […]

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Why Certificate of Deposits Are One of the Safest Places to Put Your Money

April 1, 2011

Volatile markets, falling home prices and an unpredictable economy are all reasons for one to be concerned about the safety of one’s money. If you are seeking to keep your assets protected, then I suggest using Certificates of Deposit, or CDs, as one of the safest places to keep your money. There are several reasons […]

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