Are You Really Ready to Retire?

May 2, 2011

So you’re approaching the tail end of your career and hopefully you’ve done your self the favor of investing in a 401k or other type of IRA, perhaps coupled with a portfolio of mutual funds, stocks and other investments, you may even be one of those lucky few who have a pension. I am sure […]

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Risk vs. Reward – Are you a Risk Taker?

April 12, 2011

I am sure that many of you will understand what I mean by the title, “Risk vs. Reward.” In just about any walk of life, if we do not take any “risks” our rewards by not doing so are generally much lower. That is not to say there is anything wrong with individuals whom do […]

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Risks Associated with Annuity Products

February 28, 2011

As most individuals know, an annuity is a series of payments that are paid over an interval specified in a contract and whose value is determined by several different factors. Annuities are generally purchased through insurance companies; however, there are some investment companies who offer them. There are three primary types of annuities, fixed, indexed, […]

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Choosing an Investment Option: What to Look for

February 8, 2011

The simplest answer is often the right one and this is also true for the features of a good investment option. When you are choosing an investment option you should be looking for an investment which returns more money than you originally invested, and which doesn’t require more of your time than you’re willing to […]

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Do Online Brokerages Really Give You the Best Deal?

February 5, 2011

For many years we’ve seen the mass advertising conducted by online stock brokerage firms. They offer another avenue for trading stocks and other financial products, often at a comparatively lower rate than in-person brokers and firms. Several of these online brokerage companies have become household names. But given the regular ups and downs of the […]

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Why You Shouldn’t Tap Into Retirement Accounts

November 8, 2010

Individuals must learn how to manage their finances in a way that takes into consideration short, mid and long term goals.  A short term goal might include building an emergency fund in a savings account to which you have instant access.  Mid term goals might include saving for a car or down payment for a […]

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Compare Traditional and Roth IRA

October 12, 2010

Two of the most popular and easily recognized forms of retirement accounts include the tradition and Roth IRA.  IRAs differ from employer sponsored retirement account such as a  401k or 403b, which can only be opened through a relationship with an employer. An individual retirement account (IRA) can be established by any individual or married […]

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