referral bonuses

Get a Free Garmin GPS at Key Bank

Key Bank is offering new customers a free Garmin GPS for signing up for their free checking account. It’s a pretty sweet deal if you live in one of the states where Key Bank operates!

Get a Free Garmin nüvi 205W GPS

Key Bank is offering new checking account customers a FREE Garmin® nüvi® 205W GPS when you open a Key Express Free Checking account or a Key Advantage® Money Market Checking account. You will also need to make one debit card transaction plus a combination of two direct deposits and/or automated payments each of $100 or more.

Get a Free Garmin nüvi 265WT GPS

Key bank is offering a higher model GPS system to new customers who sign up for any of the following checking accounts: Key Privilege® Checking and Key Privilege Select Checking.

The requirements for the free Garmin® nüvi® 265W GPS are the same – make one debit card transaction plus a combination of two direct deposits and/or automated payments each of $100 or more. However, there is a $25 monthly service charge for the Key Privilege Checking accounts unless you maintain a minimum balance of $25,000.00 in any combination of checking, savings, CDs, retirement deposits, investments, credit cards, loans and lines of credit. The Key Privilege Select Checking account requires a minimum balance of $100,000 to avoid monthly service charges.

Unless you are already a Key customer, you would probably be better off getting the free Garmin 205 GPS and putting your money into a high yield savings account to earn better interest rates.

Get your free Garmin soon!

You must open a qualifying checking account at KeyBank by May 15, 2009 and meet the other requirements (debit card transaction and 2 direct deposits or automated payments of $100+) by July 17, 2009. I noticed they have extended this deal twice already, so it is possible they will do it again – but probably only until their supplies are exhausted. So take advantage while you can!

Here are the official details. Note – only available in the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.

*Like all bank referral offers, the value of the GPS will be reported on your 1099.


Provident Bank Free Checking Review and $123 Bonus

Like many banks in this economy, Provident Bank is jonesing for some new customers – and the best way to do that is to give customers some free money to sign up! Let’s face it, the only way a bank is going to make money in this economy is to have money so they can make legitimate loans. So let’s give them some money and get some free money in return!

To get the $123 bonus you must open your free checking account with direct deposit and an activate a debit card by March 31st, 2009.

Provident Bank Review:

Provident Bank is the largest independent commercial bank that is headquartered in Maryland. Their assets are listed at more than $6.4 billion, and they offer quality banking services to individuals and businesses located in the Greater Baltimore, Greater Washington and Central Virginia areas. Provident Bank also offers a number of additional services including loans, credit cards, home equity loans, Health Savings Accounts (HSAs),  and additional investment services at their network of almost 150 branches.

Provident Bank Free Checking Review:

  • Higher rates on CDs, savings and money market accounts
  • Lower rates on home equity loans, lines of credit, personal, auto and boat loans.
  • FREE Online Banking with Bill Pay.
  • Evenings and weekend hours at convenient locations.
  • Thousands of surcharge-free ATMs nationwide.
  • Member FDIC

How to get the $123 Bonus

  • Choose and open your checking account, plus order your FREE MasterMoney™ debit card by March 31, 2009
  • Sign up for Direct Deposit
  • Start using your new account and get $123

Here is the fine print:

Provident Bank will award $123 to new personal checking customers that open a new Totally Free, Regular, Interest or Platinum checking account between February 2 and March 31, 2009 that have direct deposit and an active Provident MasterMoney™ debit card by April 30, 2009. Customers that enroll in Provident Bank’s Power Points debit card rewards program by April 30, 2009 will receive 500 bonus points by May 31, 2009. Offer only available to residents of DC, MD, PA, VA or WV who are 18 years of age as of February 2, 2009. Limit one per household. Employees and their families of Provident Bank and its subsidiaries are not eligible for this offer. Minimum opening deposit of $25 is required for all personal checking accounts. Checking account Annual Percentage Yields as of January 21, 2009: Interest: .10%; Platinum .25%. Yields may vary after account is opened and may vary by branch location. Fees can reduce earnings. The cash award will be deposited into qualifying personal checking accounts in good standing on or about May 31, 2009. The maximum award for this promotion is $123. Customers will be responsible for applicable taxes. Offer valid for limited time and cannot be combined with other promotional offers.

Here is more information about how you can get free ATM transactions.


Metropolitan National Bank Review and $200 Sign Up Bonus

metropolitan-national-bankMetropolitan National Bank is currently offering a $200 sign up bonus when you sign up for their free personal checking account and fund your new checking account via direct deposit. Metropolitan National Bank is located in New York, but you can apply if you are located outside of NY if you send in a copy of your driver’s license and a copy of a recent utility bill to verify your address. In addition to sending in verification of your identity and your address, you will need to send in a copy of a recent pay stub to provide proof that you are participating in direct deposit. Why they can’t verify it on their own, I don’t know. But $200 is a lot of money, so it may be worth it to you.

Metropolitan national Bank Free Checking Account Review

  • No minimum balance requirement
  • Fast and easy online application process
  • No monthly fee
  • No direct deposit requirement
  • Free VISA* check card
  • Free online banking with free bill pay
  • Free e-Statements
  • Free ATM transactions worldwide
  • Member FDIC

Sign up for Metropolitan National Bank free checking account.

$200 Metropolitan National Bank New Account Bonus

The $200 bonus is a good reason to try out this bank.

Here is the fine print:

Free checking $200 bonus offer is subject to change without notice, limited to one account per customer. Free checking $200 bonus requires activating full, direct deposit ($500 minimum) of recurring payroll, government benefits or pension disbursements. $200 bonus will be credited to the account (approximately 30 days) after first full, qualifying direct deposit posts to your account. The initial qualifying direct deposit must be made within 60 days of account opening. We also require that qualifying, full direct deposits be made continually for no less than six months from the date of the initial qualifying direct deposit. Should these deposits be terminated or the account closed prior to six months, any paid bonus will be charged from your account or shall be otherwise due to us. The bonus is considered interest and will be reported to the IRS with form 1099-int.

It takes a little work to get your account set up – faxing all the paperwork is a drag – but the end result is nice. $200 for free and free worldwide ATM transactions make me a happy man.

Here is more information about how you can get free ATM transactions.