What is an Exchange Traded Fund?

December 22, 2011

An exchange traded fund, commonly referred to as an ETF, is an investment vehicle that is a hybrid between a traditional stock and a mutual fund. An ETF is traded on the open market and often used in an investment portfolio, IRA, or retirement plan such as a 401(k). ETFs offer investors a low-cost way […]

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Ethical Investment: A Guide to Investing with Conscience

November 17, 2011

Ethical investment opportunities can offer you the chance to keep your investments in step with your conscience, but they need not cost you the earth. The credit crunch has made many more of us sit up and take notice of our money and the way in which it is being dealt with on our behalf. […]

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The Time Value of Money

November 4, 2011

The time value of money is a critically important concept in finance and economics. Whether you’re a multi-million dollar investor, a master’s degree candidate paying off student loans, or a recent high school graduate thinking about buying a new car, grasping the time value of money concept will be highly beneficial. The concept of the […]

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Top 5 Telltale Signs That You’re A Credit Card Abuser

October 17, 2011

Once upon a time, credit shared a correlative relationship with how much someone was “good for”—essentially what he or she could afford to pay back over an extended period of time. These days, just about anyone can open a line of credit, and with retail stores, hotel chains, and airlines offering specialty cards, it’s almost […]

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9 Ways NOT to Save Money

October 14, 2011

You are no doubt being told continually to save money, especially if you are somewhat of a spendthrift. A good way of doing this is to open an online savings account and start making regular contributions. This will not be the end of things however, as having a savings account doesn’t do you any good […]

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Be A Credit Card Connoisseur

October 13, 2011

It’s not difficult to see why there are over 60 million cards now in circulation in the UK, as many people are tempted by the lure of free credit. But as national and personal debt seems to spiral out of control on both sides of the Atlantic, there never has been a more pressing reason […]

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Simple Answers to Questions about Gold

October 12, 2011

With the price of gold skyrocketing to record levels, many consumers are questioning the wisdom of selling their gold jewelry and coins or tucking them away as an investment. The television and radio hucksters would have you believe that the price never drops, but that’s just not true. Should You Invest in Gold? While it’s […]

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Ten Most Innovative Collaborative Consumption Websites

October 6, 2011

The Times recently named it as a “movement that’s going to change the world.”  Entire marketplaces have been influenced by the incredible ideas that have generated from it.  And when it comes to consumer spending, there’s nothing that compares to the economic power of collaborative consumption websites. Not quite sure what this means?  Not to […]

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Comparative Cost Analysis of Healthy Cooking vs. Eating Fast Food Regularly

October 5, 2011

During the worst economic recession in decades, the simple act of putting food on the table can be difficult for working class families, not to mention those near or below the poverty line. When parents are desperate to get their children fed, they don’t always have the luxury of worrying about whether their kids are […]

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Knowledge of Capital Gains Rates Can Help You Reduce Taxes

October 4, 2011

Most of us are familiar with the taxes that we pay on the money earned through our jobs – ordinary income such as wages, salaries and commissions. Normally, the tax amount that we owe is calculated and withheld by our employer and sent to the Federal government, and usually the state and local government as […]

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