credit scores

Bad Credit Score Still Impedes Credit Card Approval

May 24, 2011

The Federal Reserve recently reported that banks have been easing their lending standards with their credit card offers. Unfortunately, this doesn’t apply to consumers with a bad credit score who are unlikely to get approved for new cards in the near future. Because banks continue to practice tight lending standards for consumers with poor credit […]

Read the full article →

Know Your Debt-To-Income Ratio BEFORE Applying for a Mortgage

February 24, 2011

When you are hoping to get a mortgage or other loan, you know that a potential lender will looking carefully at your credit score. But did you know that they will also be examining every aspect of how you use credit? Debt to Income Ratio for Mortgage Before you apply for a mortgage, be sure […]

Read the full article →

Building the Perfect Credit Profile

February 10, 2011

There’s a lot of advice available online about building the perfect credit profile.  Every financial advisor, weekend blogger, and credit repair service seems to have the one solution that’s guaranteed to work for your credit report.  How many credit cards you need, what types of accounts are best for your score, how many inquiries you […]

Read the full article →
.