online banking

Limit Six Savings Account Withdrawals Per Month

March 14, 2012

Many people may not be aware of it, but the Federal Reserve limits the number of transfers and withdrawals you can make from your savings accounts to a total of 6 per calendar month or statement cycle. (A statement cycle is equivalent to one month for most institutions.) This regulation has been around for a […]

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High Yield Savings Accounts: What You Need to Know

June 9, 2011

High yield savings accounts are designed to pay higher interest than other types of accounts. Researching current interest rates and your options is a simple way to learn more about choosing the accounts that offer the most returns. You will want to make sure that your account is FDIC insured before applying for the account. […]

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ING Direct Sale: Who Will Fill the Void?

May 26, 2011

I’ve been a satisfied customer of ING Direct for nine years, so imagine my dismay to learn that this arm belonging to ING Group of the Netherlands will be sold off soon. If you are not familiar with ING Direct, I’ll explain. An easy-to-navigate online bank, ING offers high-yield on savings and checking accounts along […]

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One Year Later, Debit Cardholders Still Confused About Overdraft Protection Fees

May 4, 2011

The Federal Reserve’s implementation of new policies last summer has essentially backfired. It was intended to protect debit card users from unexpected overdraft fees and clarify bank policies. Instead, it seems to be helping banks rake in the money by signing account-holders up for overdraft protection plans. Plus, according to a new study by the […]

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Bank Accounts 101: Which One is Best for You?

April 25, 2011

In this day and age, pretty much everyone over the age of 18 should have some type of bank account. Bank accounts are essential if you want to get direct deposit from your job or if you want to pay for your everyday purchases with a debit card. However, with so many different types of […]

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Five Reasons to Use a Credit Union Instead of a Bank

April 20, 2011

As the economy continues to suffer and big name banks continue to take flak for unscrupulous practices, credit unions have begun to grow. Many people fail to realize the advantages a small credit union has to offer because they cannot see past the blaring marketing plans of big name banks. The major difference between credit […]

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Sallie Mae Debit Card Is A Helpful Convenience For Students, If Handled Responsibly

April 9, 2011

The student loan company Sallie Mae is preparing to release a student debit card in partnership with Mastercard. The new program, which will start this summer, allows students to receive financial aid money and tuition refunds in a special checking account. Sallie Mae Debit Card Features Perks of the accounts include: A free checking account […]

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American Express Getting Into Debit Market

April 6, 2011

American Express has always been the most mysterious credit card company. Besides the fact that many establishments don’t accept the gold and black card, their presence in the debit market has been non-existent. As the companies first step in the wide world of consumer debit, American Express opened last week a new product called Serve. […]

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Debit Card Transaction Limits and $5 ATM Fees

April 5, 2011

Banks are hurting right now and are doing everything in their power to continue minting the kind of money their shareholders expect. Due to changes in legislation, some banks are considering limiting the size of debit card transactions. Chase Bank recently announced they are considering capping debit card transactions at $50 or $100 to protest […]

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Essential Treasury Management Services

March 1, 2011

What is treasury management and why is it important for your business? Treasury management is a generic term used to describe popular banking products and services for businesses and non-profits. Treasury management, also known as cash management, allows organizations to easily control cash flow in an efficient and effective manner, while staying up-to-date with financial […]

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