credit cards

How Accepting Credit Cards Can Increase Customer Base

June 8, 2011

The day of unaffordable credit card processing is over.  In the past small businesses often found that a merchant services provider was too costly for their business to contract, due to their fees.  These fees ranged from a minimum monthly processing fee, a service fee for every swipe, and monthly rental fees.  This pushed many […]

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Visa Digital Wallet Just A Click Away

May 27, 2011

Visa Inc. is getting closer to launching its new digital wallet whereby people can make purchases online without having to pull out their credit or debit card to finalize payment. Visa is also working on solutions for people to use their smartphones to pay for in-store purchases at retailers. Visa’s digital wallet is set to […]

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Bad Credit Score Still Impedes Credit Card Approval

May 24, 2011

The Federal Reserve recently reported that banks have been easing their lending standards with their credit card offers. Unfortunately, this doesn’t apply to consumers with a bad credit score who are unlikely to get approved for new cards in the near future. Because banks continue to practice tight lending standards for consumers with poor credit […]

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3 Ways to Prevent Credit Card Identity Theft

May 14, 2011

While the likelihood of somebody stealing your entire identity has gone down in recent years, complaints of fraud have been on the rise. In other words, thieves are less likely to attempt to completely assume your identity, but they are more likely to steel just enough information in order to use it for their own […]

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Alaska Airlines Wins “Best Loyalty Credit Card”

May 13, 2011

Alaska Airlines won the award for “Best Loyalty Credit Card” thanks to voters at the Frequent Traveler Awards for its Visa Signature® card. Some of the perks that this credit card offers are 25,000 miles upon approval, attractive award levels when booking online and the ability to purchase a discount companion ticket of $99 once […]

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Credit Card Companies Ease Standards

May 11, 2011

Banks took a softer view toward consumers seeking new credit cards in the first three months of the year, according to the Federal Reserve’s April 2011 Senior Loan Officer Opinion Survey on Bank Lending Practices. The survey, which addresses the market of loans for businesses and households during the first quarter of 2011, found that […]

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Mobile Payment Wars: Credit Card Companies Arming for Battle

May 3, 2011

Payments are going mobile, and credit card companies do not want to be left behind. The big players are arming themselves to make sure that wherever the mobile payment field is headed, they get a little piece of the action. Visa Invests in Square Square is a mobile payment system that launched last May and […]

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Americans Shopping for Credit Cards — Again

April 30, 2011

According to the results of a recent survey by comScore, the findings reveal that Americans are feeling more optimistic about the economy. The optimism seems to be leading Americans to take on more debt. According to the comScore study of almost 2,000 Internet users and a research panel of 1 million U.S. consumers, 34% percent […]

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Drop in Credit Card Defaults Points to Economic Recovery

April 29, 2011

March has proved to be a tricky month in recent years for consumers to keep on top of their credit card payments after holiday shopping trips. This year, delinquency and default rates in March dropped, and the balances that credit card issuers had to charge off as uncollectible declined. Assuring Lows in Credit Card Industry […]

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Recent California Supreme Court Ruling Drives Lawsuits

April 22, 2011

After a ruling in February in the California Supreme Court, it is now illegal for a retailer in the state to request the zip code of customers paying with a credit card. Apparently this information was being used for marketing purposes although consumers were led to believe otherwise. The result: more than 150 class-action lawsuits […]

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