Provident Bank Free Checking Review and $123 Bonus

by High Yield Savings Accounts

Like many banks in this economy, Provident Bank is jonesing for some new customers – and the best way to do that is to give customers some free money to sign up! Let’s face it, the only way a bank is going to make money in this economy is to have money so they can make legitimate loans. So let’s give them some money and get some free money in return!

To get the $123 bonus you must open your free checking account with direct deposit and an activate a debit card by March 31st, 2009.

Provident Bank Review:

Provident Bank is the largest independent commercial bank that is headquartered in Maryland. Their assets are listed at more than $6.4 billion, and they offer quality banking services to individuals and businesses located in the Greater Baltimore, Greater Washington and Central Virginia areas. Provident Bank also offers a number of additional services including loans, credit cards, home equity loans, Health Savings Accounts (HSAs),  and additional investment services at their network of almost 150 branches.

Provident Bank Free Checking Review:

  • Higher rates on CDs, savings and money market accounts
  • Lower rates on home equity loans, lines of credit, personal, auto and boat loans.
  • FREE Online Banking with Bill Pay.
  • Evenings and weekend hours at convenient locations.
  • Thousands of surcharge-free ATMs nationwide.
  • Member FDIC

How to get the $123 Bonus

  • Choose and open your checking account, plus order your FREE MasterMoney™ debit card by March 31, 2009
  • Sign up for Direct Deposit
  • Start using your new account and get $123

Here is the fine print:

Provident Bank will award $123 to new personal checking customers that open a new Totally Free, Regular, Interest or Platinum checking account between February 2 and March 31, 2009 that have direct deposit and an active Provident MasterMoney™ debit card by April 30, 2009. Customers that enroll in Provident Bank’s Power Points debit card rewards program by April 30, 2009 will receive 500 bonus points by May 31, 2009. Offer only available to residents of DC, MD, PA, VA or WV who are 18 years of age as of February 2, 2009. Limit one per household. Employees and their families of Provident Bank and its subsidiaries are not eligible for this offer. Minimum opening deposit of $25 is required for all personal checking accounts. Checking account Annual Percentage Yields as of January 21, 2009: Interest: .10%; Platinum .25%. Yields may vary after account is opened and may vary by branch location. Fees can reduce earnings. The cash award will be deposited into qualifying personal checking accounts in good standing on or about May 31, 2009. The maximum award for this promotion is $123. Customers will be responsible for applicable taxes. Offer valid for limited time and cannot be combined with other promotional offers.

Here is more information about how you can get free ATM transactions.


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