Invest In What You Know

April 12, 2012

A good investor wants to reap the rewards of good choices, and this is why a good investor will tell you to only invest in what you know best. This is the first step in improving your chances for having a successful portfolio that yields dividends and solid investment returns. Having the Investment Advantage While […]

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Retirement Planning with a Roth IRA – Why You Should Start Now

March 27, 2012

Each person in the workforce, regardless of occupation, age, or earnings shares a common goal: retirement. The irony of the situation is not lost on many people who realize that one of the most important goals a person can set when they enter the workforce is how they will save for the day they will […]

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How to Refinance a Mortgage

March 22, 2012

Many people consider refinancing their mortgage in order to reduce their monthly payment, save money on interest, or to take some money from the equity of the home to do home repairs or consolidate other debts. But do you know how to refinance a mortgage? Before jumping in, let;s look at a couple considerations, including […]

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Limit Six Savings Account Withdrawals Per Month

March 14, 2012

Many people may not be aware of it, but the Federal Reserve limits the number of transfers and withdrawals you can make from your savings accounts to a total of 6 per calendar month or statement cycle. (A statement cycle is equivalent to one month for most institutions.) This regulation has been around for a […]

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Looking for a Loan? Tips to Get the Loan You Need

February 29, 2012

The year 2012 is a shaky year for finances. The economy is still sluggish, the job market is questionable and the credit scores of millions of Americans have taken a serious hit since the downturn of the economy in 2008. This makes looking for a loan in 2012 a slippery slope for many Americans. Even […]

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Retirement Planning: A Long-term but Worthwhile Investment

February 17, 2012

Saving for a pension- It’s not the get rich quick option, and in a tough financial market it may seem like saving for retirement can take a back seat, you’re only young after all. It’s a common fallacy. Don’t be tempted into apathy when it comes to retirement planning, saving a little now could leave […]

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Social Media For Borrowers, Savings, and the College-Bound

February 8, 2012

Social media isn’t just about posting pictures of a beer pong tournament anymore. There is a growing industry for online financial services like peer to peer lending sites, which created $5.8 billion in loans last year. College savings and social banking sites are also becoming popular, allowing options for people to both take out a […]

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What Triggers Your Impulse Buying?

January 9, 2012

Quick reactions are a survival trait. When we began the long trek from our point of origin on Earth responding to threats, like lions, and opportunities, like deer, meant the difference between life and death. We owe our existence today to the quick reactions of our forebears. Those hunters reactions survive in us today. They […]

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The Lo(an) Down – A loan guide

January 6, 2012

More and more people are turning to loans for an extra boost of cash in these tough times – but it’s a risky game to play. Statistics from the Federal Reserve indicate consumer debt, such as money borrowed from credit cards and loans, stood at nearly $2.4 trillion in 2010 – nearly $7,800 for every […]

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Fake Credit Cards

December 22, 2011

As promised, I continue to dig for potential threats to the financial integrity of American consumers. Most recently I reported on scammers spoofing caller ID numbers of Chase and Bank of America cardholders to gain access to sensitive information to steal from consumers. Now we are taking a look at fake credit cards – how […]

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