credit

Looking for a Loan in 2012

February 29, 2012

The year 2012 is a shaky year for finances. The economy is still sluggish, the job market is questionable and the credit scores of millions of Americans have taken a serious hit since the downturn of the economy in 2008. This makes looking for a loan in 2012 a slippery slope for many Americans. Even [...]

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What Triggers Your Impulse Buying?

January 9, 2012

Quick reactions are a survival trait. When we began the long trek from our point of origin on Earth responding to threats, like lions, and opportunities, like deer, meant the difference between life and death. We owe our existence today to the quick reactions of our forebears. Those hunters reactions survive in us today. They [...]

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The Lo(an) Down – A loan guide

January 6, 2012

More and more people are turning to loans for an extra boost of cash in these tough times – but it’s a risky game to play. Statistics from the Federal Reserve indicate consumer debt, such as money borrowed from credit cards and loans, stood at nearly $2.4 trillion in 2010 – nearly $7,800 for every [...]

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Fake Credit Cards

December 22, 2011

As promised, I continue to dig for potential threats to the financial integrity of American consumers. Most recently I reported on scammers spoofing caller ID numbers of Chase and Bank of America cardholders to gain access to sensitive information to steal from consumers. Now we are taking a look at fake credit cards – how [...]

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Top 5 Telltale Signs That You’re A Credit Card Abuser

October 17, 2011

Once upon a time, credit shared a correlative relationship with how much someone was “good for”—essentially what he or she could afford to pay back over an extended period of time. These days, just about anyone can open a line of credit, and with retail stores, hotel chains, and airlines offering specialty cards, it’s almost [...]

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Be A Credit Card Connoisseur

October 13, 2011

It’s not difficult to see why there are over 60 million cards now in circulation in the UK, as many people are tempted by the lure of free credit. But as national and personal debt seems to spiral out of control on both sides of the Atlantic, there never has been a more pressing reason [...]

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CNN Free Debt Planner Tool Allow Consumers To Predict Debt Payoffs

September 27, 2011

The news website maintained by CNN.com offers headlines from around the world but it is also a resource for consumers who are struggling financially. People who have trouble paying their debts or truly realizing how much it is they owe out to creditors. With a full understand of one’s debt situation, there is little chance [...]

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Some Simple Rules When Using Your Credit Card

September 14, 2011

Spending money comes easily to some people, and spending money on credit cards comes even easier – as this detached way of spending can often make it seem like you’re not spending at all. That is, until the monthly statement comes in and you realize that you have gotten yourself into a bit of a [...]

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Comparing Identity Protection Services – What to Look For

September 4, 2011

An actor, portraying a victim of identity theft, bewails the damage done and the hours spent putting back the pieces of a ruined credit history, working to get bank charges and penalties waived and getting their good name back. While many of these stories may depict actual events, advertisers are using fear to motivate consumers [...]

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Can You Get Credit After Bankruptcy?

August 25, 2011

With an increasing number of households across the US experiencing financial difficulties, bankruptcy no longer holds the social taboo that it did in the past. But is there ever any way back once you have been declared as insolvent? Bankruptcy is undoubtedly a serious step and there are many different options to avoid bankruptcy which [...]

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