banking

Limit Six Savings Account Withdrawals Per Month

March 14, 2012

Many people may not be aware of it, but the Federal Reserve limits the number of transfers and withdrawals you can make from your savings accounts to a total of 6 per calendar month, or statement cycle (one month for most institutions). This regulation has been around for awhile, but many people still get tripped [...]

Read the full article →

9 Ways NOT to Save Money

October 14, 2011

You are no doubt being told continually to save money, especially if you are somewhat of a spendthrift. A good way of doing this is to open an online savings account and start making regular contributions. This will not be the end of things however, as having a savings account doesn’t do you any good [...]

Read the full article →

Ten Most Innovative Collaborative Consumption Websites

October 6, 2011

The Times recently named it as a “movement that’s going to change the world.”  Entire marketplaces have been influenced by the incredible ideas that have generated from it.  And when it comes to consumer spending, there’s nothing that compares to the economic power of collaborative consumption websites. Not quite sure what this means?  Not to [...]

Read the full article →

What Type Of Savings Account Is Right For You?

September 28, 2011

Saving is on everyone’s mind these days and especially so given that so many people are having a hard time making ends meet. But if you have the money to save, it’s never been easier, especially with so many banks offering a variety of online tools, mobile apps, and more.  Many of the new cell [...]

Read the full article →

How Important is it to Create a Savings Account?

August 23, 2011

Are your financial stresses killing you? Are you spending sleepless nights wondering about your spurring financial obligations? If answered yes, and you’re still not able to figure out the actual problem that is keeping you from sleeping tight, you must take a look at your personal finances. It is most likely that your financial stresses [...]

Read the full article →

Fairbanking Foundation Marks Awarded to Financial Products is a Good Beginning.

July 6, 2011

The Fairbanking Foundation is a charity which aims at evaluating banking providers in its accreditation scheme. Their objective is to encourage banking providers to help improve the financial well-being of its customers. The foundation believes that such providers like banks, building societies and others have or owe a duty of care to their customers and [...]

Read the full article →

The End of the Cheque?

July 5, 2011

With cheques due to be phased out entirely by 2018, what is the future for those without access to electronic banking? A recent report suggests the elderly will be particularly vulnerable. While some may see the end of the cheque as an opportunity to revisit all of their financial affairs, for example by visiting a [...]

Read the full article →

What is Factoring and How Does it Work?

June 30, 2011

Is your business short on cash? Are you looking for a quick fix to handle your money problem? It may sound like a commercial, but AR factoring isn’t a gimmick. AR factoring stands for accounts receivable factoring and it works to give your business a quick solution to low cash flow. As a business owner, [...]

Read the full article →

Second Chance Bank Accounts – Life After ChexSystems

June 29, 2011

If you’ve recently tried – and failed – to open a bank account, your listing in ChexSystems is likely to blame.  You can try to get your name removed from ChexSystems, but, in the meantime, you still need a bank account.  And, if your name does stay in ChexSystems for the full 5 years, you [...]

Read the full article →

High Yield Savings Accounts: What You Need to Know

June 9, 2011

High yield savings accounts are designed to pay higher interest than other types of accounts. Researching current interest rates and your options is a simple way to learn more about choosing the accounts that offer the most returns. You will want to make sure that your account is FDIC insured before applying for the account. [...]

Read the full article →

← Previous Entries

.